This is a standard redemption rate and can help you get gift cards without charging anything new to your card. When you redeem your points/miles for a gift card, you typically receive a 1:1 value, which means one point/mile is worth a penny. If you don’t have a cash-back credit card, another option is to redeem the points or miles you’ve accrued for a gift card. You could purchase a $100 gift card with your Amazon Prime card, earn $5 cash back, then redeem it for a statement credit to offset your bill. The Amazon Prime Rewards Visa Signature Card earns 5% cash back on. The best rewards credit card to use for purchasing gift cards is one that earns an above-average cash-back rate, around 2% or more. When you don't have a credit card with instant discounts, consider using a rewards card for your gift card purchases. Unlike traditional rewards cards that may take a billing cycle to receive your rewards, cards with instant rewards programs, like the RedCard, give you a discount on your purchase at checkout. And the more gift cards you buy, the more your savings add up. If you purchase an eligible $50 gift card, you’ll instantly save 5% with your RedCard, which works out to $2.50 in savings. There are some gift card exclusions, like Target gift cards and prepaid cards, but overall you can instantly save 5% on over 300 types of gift cards. That means you can save 5% on a wide variety of specialty gift cards from food like Starbucks to electronics like Apple by buying them from Target with your RedCard. RedCard holders receive a 5% discount at checkout on most purchases in-store and at. Some credit cards, like the Target RedCard™, give shoppers a discount just for using their credit card to pay for their items - including gift cards. With safety top-of-mind, here are a few ways you can use credit cards to get a discount on your next gift card purchase. Better yet, go directly to the source, whether it’s the actual retailer (like Apple) or a major company like Target that sells Apple gift cards. To avoid being scammed and receiving a fake gift card with no balance, double-check the site and seller prior to purchasing a discount gift card. Plenty of third-party online sites offer low-priced gift cards, but they are not always reputable. Getting a discount on credit cards starts with a little research.
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